Intro (Purchases)
0% 15 months Purchases and Balance Transfers
Intro (Transfers)
0% 15 months Purchases and Balance Transfers
Regular APR
13.99% – 23.99% (Variable)
Annual Fee
$0
Credit Recommended
Excellent, Good
Cash Advance APR
25.24% (Variable)

Offer Overview

  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.

At a Glance

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Editor’s Rating

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