Intro (Purchases)
0% for 9 months
Annual Fee
Foreign Trans Fee
Regular APR
14.49% - 22.49% (Variable)
Product Type
Credit Recommended
Excellent, Good

Offer Overview

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No annual fee
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • $0 Fraud Liability if your card is lost or stolen
  • No foreign transaction fees

At a Glance

The rewards program associated with the Capital One® Spark® Cash Select for Business card is straightforward and easy to use without having to worry about certain limitations on your purchasing or expiration of rewards. Get your employee cards at no additional cost and start earning rewards from their business expenses.


This credit card has an earning rate of 1.5% unlimited cash back on all purchases for your business. That could be thousands of dollars that go back to your business. Your rewards don't expire and come with the option of automatic redemption. Along with a 0% intro APR on purchases for 9 months, this card has a no annual fee, and a $200 cash bonus if you spend $3,000 within 3 months from account opening.


The 0% intro APR is only for 9 months.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category. may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.