If you do not have a credit score, you may qualify for a card in the New to Credit category. Card types available in the new to credit category range from unsecured cards (some of which may be fee-based) to prepaid cards. Cards in this category are typically designed to help consumers establish their credit history.

Capital One® Platinum Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Balance Transfer
Yes
Credit Needed
Average, Fair, Limited

Highlights

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Capital One® QuicksilverOne® Cash Rewards Credit Card

Intro Rate
0% intro on purchases and balance transfers
Intro Period
for 9 months
Regular APR
23.24% (Variable)
Annual Fee
$39
Balance Transfer
Yes
Credit Needed
Average, Fair, Limited

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your QuicksilverOne card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen

Emporium Black Card

Credit Line
Up to $5,000
Monthly Fee
None
Regular APR
See website for Details*
Credit Needed
Poor/Fair/Limited/Damaged

Highlights

  • Up to $5,000 Spending Limit in Less than 60 Seconds! Shop from over 100,000 brand name products such as Apple, Samsung, Sony, Gucci, Prada and much more with low easy payments.
  • Less than Perfect Credit Accepted. Approval is quick and easy. Must be 18 years or older, have a valid checking account and a verifiable source of income.
  • Up To 12 Months Same As Cash
  • 50% Early Payoff Discount
  • No Hidden Fees
  • Return at any Time

Capital One® Secured MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Balance Transfer
Yes
Credit Needed
Limited, Bad

Highlights

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide

Total Visa® Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Credit Needed
Fair/Bad Credit

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Journey® Student Rewards from Capital One®

Intro Rate
N/A
Intro Period
N/A
Regular APR
20.24% (Variable)
Annual Fee
$0
Balance Transfer
Yes
Credit Needed
Average, Fair, Limited

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Freedom Gold Card

Credit Line
$500 Limit
Monthly Fee
See website for Details*
Regular APR
0% APR
Credit Needed
Damage credit to Fair credit

Highlights

  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

*See site for details


First Progress Platinum Prestige MasterCard® Secured Credit Card

Regular APR
11.99%
Annual Fee
$44
Credit Line
$2,000
Credit Needed
Damaged/Fair

Highlights

  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

Vast Platinum

Credit Line
$1,000.00*
Regular APR
See website for Details*
Monthly Fee
See website for Details*
Credit Needed
See website for Details*

Highlights

  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly Payments!
  • Enjoy amazing benefits like 24/7 Roadside Assistance. Legal Assistance.
  • Low payments of only $19.95/mo.
  • No Credit Checks & No Credit Turndowns!

Enjoy a $1,000.00 Credit Line!

We won't check your credit and you will not be denied for bad credit. Buy Now... Pay Later! Purchase your products now and enjoy our low monthly payments.


Capital One® Spark® Classic for Business

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.24% (Variable)
Annual Fee
$0
Balance Transfer
Yes
Credit Needed
Average, Fair, Limited

Highlights

  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service

primor® Secured MasterCard Gold Card

Regular APR
9.99%
Annual Fee
$49
Credit Line
up to $5000
Credit Needed
Damaged/Fair

Highlights

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
    *See application for additional details

First Progress Platinum Select MasterCard(R) Secured Credit Card

Regular APR
14.99%
Annual Fee
$39
Credit Line
$2,000
Credit Needed
Damaged/Fair

Highlights

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.

primor® Secured MasterCard Classic Card

Regular APR
13.99%
Annual Fee
$39
Credit Line
$200 - $5000
Credit Needed
Damaged/Fair

Highlights

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
    *See application for additional details

USAA Secured Cards® American Express® Card

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.15% to 20.15%*
Annual Fee
$35*
Balance Transfer
Yes*
Credit Needed
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • It's a real credit card — not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.


Progress Credit

Regular APR
See website for Details*
Annual Fee
See website for Details*
Credit Line
See website for Details*
Credit Needed
See website for Details*

Highlights

  • Get both a Secured MasterCard® and an Unsecured VISA® Credit Card from our trusted partners with this unique program
  • The Secured Card offered by our partners at First Progress requires no credit history or minimum score for approval
  • The unsecured VISA card does not require perfect credit; our partners at First Access Card may approve you when others won’t
  • Open accounts with both VISA and MasterCard so you’ll always have access
  • Both accounts report activity separately to all three Credit Bureaus every month
  • Both cards are genuine credit cards with security protections and nationwide acceptance
  • Apply for both cards – or either card separately – the choice is up to you!

primor® Secured Visa Gold Card

Annual Fee
$49
Credit Line
up to $5000
Regular APR
9.99%
Credit Needed
Damaged/Fair

Highlights

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*

*See application for additional details


Applied Bank® Secured Visa® Gold Preferred® Credit Card

Regular APR
9.99%
Annual Fee
$48
Credit Line
See website for Details*
Credit Needed
Poor/Fair/Limited/Damaged

Highlights

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to Major Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

USAA Secured Card® Platinum Visa®

Intro Rate
N/A*
Intro Period
N/A*
Regular APR
10.15% to 20.15%*
Annual Fee
See website for Details*
Balance Transfer
Yes*
Credit Needed
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • It's a real credit card — not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

*See online credit card application for details on the terms and conditions.