Credit Cards for Fair Credit

Credit cards within this category typically range from unsecured, some of which may be fee-based, to prepaid cards. Credit scores that generally qualify for one of these cards is between 580 and 660.** Not sure what your score is? Sign up for an account with CreditSoup to get your free credit score.

Capital One® Platinum Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now
Capital One® Platinum Credit Card
Credit Recommended:
Average, Fair, Limited
Annual Fee
$0
Balance Transfer Fee
$0
Foreign Trans Fee
None
Apply Now on Capital One® secure website.
Regular APR
24.99% (Variable)
Product Type
ConsumerCard
Credit Recommended
Average, Fair, Limited

Highlights

  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
See additional details for Capital One® Platinum Credit Card

Blaze Mastercard® Credit Card

Credit Recommended:
Average, Fair
Apply Now
Blaze Mastercard® Credit Card
Credit Recommended:
Average, Fair
Regular APR
29.9% Fixed
Annual Fee
$75
Product Type
Consumer Card
Apply Now on issuer’s secure website.
Credit Recommended
Average, Fair

Highlights

  • Applying is quick and easy.
  • Keeping your account in good standing may help build or improve your credit.
  • No surprise fees.

*See Application for Terms and Details


Indigo® Platinum Mastercard®

Credit Recommended:
Fair/Good
Apply Now
Indigo® Platinum Mastercard®
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Balance Transfer
N/A
Regular APR
23.9%
Apply Now on Genesis FS Card Service secure website.
Credit Recommended
Fair/Good

Highlights

  • Simple and fast application process
  • Don't have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Platinum Mastercard®

Total Visa® Card

Credit Recommended:
Fair/Bad Credit
Apply Now
Total Visa® Card
Credit Recommended:
Fair/Bad Credit
Regular APR
See Terms*
Annual Fee
See Terms*
Activation Fee
See Terms*
Apply Now on The Bank of Missouri secure website.
Credit Recommended
Fair/Bad Credit

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
See additional details for Total Visa® Card

First Access Visa® Card

Credit Recommended:
Fair/Bad
Apply Now
First Access Visa® Card
Credit Recommended:
Fair/Bad
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
N/A
Apply Now on The Bank of Missouri secure website.
Credit Recommended
Fair/Bad

Highlights

  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
See additional details for First Access Visa® Card

Apply Now
Credit One Bank® Unsecured Visa® with Free Credit Score Tracking
Credit Recommended:
Fair
Annual Fee
$0 - $99
Foreign Trans Fee
3% or $1.00, whichever is greater
Regular APR
19.15% - 25.24% Variable
Apply Now on Credit One Bank® secure website.
Credit Recommended
Fair

Highlights

  • Find the card that’s right for you without affecting your credit score.
  • Show off your personality by selecting from a variety of card designs, a fee may apply.
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.
  • Set up custom email or text alerts so you'll always be aware of your payment due date, when your payment posts, or if your available credit runs low.
  • Don’t get stuck with a payment date that doesn’t work with your schedule. Credit One Bank allows you to choose your monthly payment due date. Terms apply.
  • Take advantage of free online access to your Experian credit score and credit report summary so you can track the key factors impacting your credit health. Terms apply.
  • As you build a positive credit history, you'll earn more credit line increase opportunities. A fee may apply.
  • Know you’re protected from unauthorized charges with Zero Fraud Liability—included with every Credit One Bank account.

Indigo® Platinum Mastercard® Credit Card

Credit Recommended:
Fair/Good
Apply Now
Indigo® Platinum Mastercard® Credit Card
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Balance Transfer
N/A
Regular APR
23.9%
Apply Now on Genesis FS Card Service secure website.
Credit Recommended
Fair/Good

Highlights

  • Easy pre-qualification process with fast response
  • All credit histories considered
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Platinum Mastercard® Credit Card

Apply Now
Credit One Bank® Platinum Visa® with Cash Back Rewards
Credit Recommended:
Fair
Annual Fee
$0 - $99
Foreign Trans Fee
3% or $1.00, whichever is greater
Regular APR
19.15% - 25.24% Variable
Apply Now on Credit One Bank® secure website.
Credit Recommended
Fair

Highlights

  • Enjoy peace of mind with $0 Fraud Liability
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
  • Enjoy more buying power with credit line increase opportunities, a fee may apply
  • Choose your monthly payment due date for added convenience, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts

Milestone Gold Mastercard®

Credit Recommended:
Fair/Good
Apply Now
Milestone Gold Mastercard®
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Balance Transfer
N/A
Regular APR
23.9%
Apply Now on The Bank of Missouri secure website.
Credit Recommended
Fair/Good

Highlights

  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Milestone Gold Mastercard®

*Dependent on credit worthiness


Journey® Student Rewards from Capital One®

Credit Recommended:
Average, Fair, Limited
Apply Now
Journey® Student Rewards from Capital One®
Credit Recommended:
Average, Fair, Limited
Annual Fee
$0
Balance Transfer Fee
$0
Foreign Trans Fee
None
Apply Now on Capital One® secure website.
Regular APR
24.99% (Variable)
Product Type
ConsumerCard
Credit Recommended
Average, Fair, Limited

Highlights

  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you

Apply Now
Milestone® Mastercard® with Free Choice of Card Image
Credit Recommended:
Fair/Good
Annual Fee
$35 - $99*
Balance Transfer
N/A
Regular APR
23.9%
Apply Now on The Bank of Missouri secure website.
Credit Recommended
Fair/Good

Highlights

  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

*Dependent on credit worthiness


Indigo® Unsecured Mastercard®

Credit Recommended:
Fair/Good
Apply Now
Indigo® Unsecured Mastercard®
Credit Recommended:
Fair/Good
Annual Fee
$0 - $99
Balance Transfer
N/A
Regular APR
23.9%
Apply Now on Genesis FS Card Service secure website.
Credit Recommended
Fair/Good

Highlights

  • Pre-qualify today without an impact on your credit score
  • Helping consumers with limited or damaged credit make a fresh start for over 12 years
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Unsecured Mastercard®

*See online credit card application for details on the terms and conditions.

**Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.


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Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.