Personal Loans

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NextDayPersonalLoan.com
Loan Amount
$100 - $40,000
Credit Check
No
Credit Recommended
All Credit Types Considered
Get Started on the issuer’s secure website.

Highlights

  • Request a loan in 2 minutes or less.
  • Direct deposit as soon as the next business day.
  • All credit types considered.
  • Safe and secure online form.

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5kfunds.com
Loan Amount
$500-$35,000
Credit Check
Soft Credit Pull
Credit Recommended
All Credit Considered
Get Started on the issuer’s secure website.

Highlights

  • Loan amounts of $500 - $35,000
  • APR starting at 5.99%
  • Quick decisions - Conveniently Online
  • Secure and Hassle Free Process
  • Safe, Secure, & trusted form
See additional details for 5kfunds.com

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Monevo USA Personal Loans
Loan Amount
$500-$100,000
Credit Check
Soft Credit Pull
Credit Recommended
All Credit Considered
Get Started on the issuer’s secure website.

Highlights

  • A multi-award winning personal loan matching service
  • Personalized loan offers in less than 60 seconds.
  • Rates starting at 3.49%* APR
  • No impact on your credit score to check your personal loan rates
  • Funds available as soon as next business day
See additional details for Monevo USA Personal Loans

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Upgrade Personal Loan
Loan Amount
$1,000 - $50,000
Credit Check
Yes
Credit Recommended
Fair, Good, Excellent
Apply Now on the issuer’s secure website.
Regular APR
8.49%- 35.99% APR

Highlights

  • Fixed rates and payments with a clear pay off date.
  • Flexible loan options: explore multiple options and pick the loan amount and term that best fits your budget and timeline.
  • Fast Funding. Money is sent to your bank account within a day of clearing any verifications.**
  • Automatic payments and ability to customize the due date: manage your account online or via the mobile app
  • No prepayment penalties.
  • Access to free credit score monitoring, educational tools, and personalized recommendations to help you understand and make the most of your credit.
See additional details for Upgrade Personal Loan

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 8.49%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/.

**Accept your loan offer and your funds will be sent to your bank or designated account within one (1) business day of clearing necessary verifications. Availability of the funds is dependent on how quickly your bank processes the transaction. From the time of approval, funds sent directly to you should be available within one (1) business day. Funds sent directly to pay off your creditors may take up to 2 weeks to clear, depending on the creditor.


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43money.com
Loan Amount
1k-5k Loan amounts
Credit Check
Depends on Lender
Credit Recommended
All Credit Types Considered
Apply Now on the network's secure website.

Highlights

  • Loans from $100-$5,000 are only moments away
  • Fast Real Time Results
  • All Credit Types Considered
  • Safe and Secure
See additional details for 43money.com

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cashusa.com
Loan Amount
See website for Details*
Credit Check
See website for Details*
Credit Recommended
See website for Details*
Get Started on the issuer’s secure website.

Highlights

  • Money in your account fast, if approved
  • Simple Eligibility Requirements
  • Access Multiple Lenders with one simple form
  • Loans up to $10,000
See additional details for cashusa.com

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Self - Credit Builder Account + Secured Visa® Credit Card
Primary Benefit
Build credit and savings at the same time.
Credit Check
No Hard Credit Check Required
Products Offered
Credit Builder Account and Self Secured Credit Card
Get Started on the Self's secure website.
Credit Recommended
None/Poor
Loan Amount
See website for details*

Highlights

  • If you have an active Credit Builder Account in good standing, 3 on time payments, $100 or more in savings progress and satisfying income requirements you may be eligible to receive the Self Secured Visa Credit Card*, without a hard credit check. Criteria subject to change.
  • Build credit and savings at the same time.
  • Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
  • At the end of your plan, unlock the savings you built — minus interest and fees.
  • The Self Visa® Secured Credit Card* is accepted at millions of locations in the U.S.
    *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. Self Secured Visa® Credit Card issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. See Self.inc for details. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval.

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Possible Finance
Loan Amount
Up to $500
Checking Account Required
Yes
Credit Recommended
All Credit Types Considered
Get Started on the issuer’s secure website.
Coverage
AL, CA, DE, FL, IA, ID, IN, KS, KY, LA, MI, MO, MS, OH, OK, RI, SC, TN, TX, UT, WA
Minimum Monthly Income
$750

Highlights

  • Download the Possible app to apply for up to $500* in minutes.
  • No late or penalty fees.
  • Pay Over Time in 4 installments.
  • Minimize mounting debt and build your credit history.
See additional details for Possible Finance

*Loan amounts and structure vary by state. In some states, loans available through Possible Financial Inc. dba Possible Finance are issued by Possible Financial Inc. In other states, loans available through Possible Finance are issued by Coastal Community Bank, Member FDIC. Loan terms are subject to eligibility.



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Editor’s Rating

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