Credit One Bank®

Credit One Bank® is one of America's leading credit card providers, serving over 5 million customers nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

Credit One Bank® Platinum Rewards Visa

Credit Recommended:
Good
Apply Now on Credit One Bank® secure website.
Credit Recommended:
Good
Regular APR
23.99% Variable
Annual Fee
$95
Credit Recommended
Good
Apply Now on Credit One Bank® secure website.
Cash Advance APR
23.99% Variable
Cash Advance Fee
$10.00/5%, whichever is greater (see terms)
Cash Grace Period
0 days for cash advances

Highlights

  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges     
  • View your free online access to your Experian credit score, terms apply
  • Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply 
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
See additional details for Credit One Bank® Platinum Rewards Visa
Rates & Fees

Apply Now on Credit One Bank® secure website.
Credit Recommended:
Excellent
Regular APR
23.99% Variable
Annual Fee
$0
Credit Recommended
Excellent
Apply Now on Credit One Bank® secure website.
Cash Advance APR
23.99% Variable
Cash Advance Fee
$10/5%, whichever is greater (see terms)
Cash Grace Period
0 days for cash advances

Highlights

  • Earn 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable, and satellite TV services, terms apply
  • No annual fee for qualified applicants, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • View your free online access to your Experian credit score, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
Rates & Fees

Credit One Bank® Platinum Visa®

Credit Recommended:
Bad/Fair/Good
Apply Now on Credit One Bank® secure website.
Credit Recommended:
Bad/Fair/Good
Regular APR
23.99% Variable
Annual Fee
$39
Credit Recommended
Bad/Fair/Good
Apply Now on Credit One Bank® secure website.
Cash Advance APR
23.99% Variable
Cash Advance Fee
$5/8%, whichever is greater (see terms)
Return Check Fee
Up to $39 (terms apply)

Highlights

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • View your Experian credit score online for free, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
See additional details for Credit One Bank® Platinum Visa®
Rates & Fees

Apply Now on Credit One Bank® secure website.
Credit Recommended:
Bad/Fair
Regular APR
23.99% Variable
Annual Fee
$75/$99
Credit Recommended
Bad/Fair
Apply Now on Credit One Bank® secure website.
Cash Advance APR
23.99% Variable
Cash Advance Fee
$5.00/8%, whichever is greater (see terms)
Cash Grace Period
0 days for cash advances

Highlights

  • See if you Pre-Qualify without harming your credit score
  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • View your free online access to your Experian credit score, terms apply
  • This unsecured card requires no deposit and can help build your credit
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
Rates & Fees

Credit One Bank® NASCAR® Credit Card

Credit Recommended:
Bad/Poor/Fair/Good/Excellent
Apply Now on Credit One Bank® secure website.
Credit Recommended:
Bad/Poor/Fair/Good/Excellent
Annual Fee
$39-$99
Foreign Trans Fee
3% or $1.00, whichever is greater
Regular APR
23.99% variable
Apply Now on Credit One Bank® secure website.
Credit Recommended
Bad/Poor/Fair/Good/Excellent
Purchase Grace Period
0 or 24 Days (see terms)

Highlights

  • Earn 1% cash back rewards on eligible gas and automotive purchases and double cash back rewards at the NASCAR Shop, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • View your free online access to your Experian credit score, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
See additional details for Credit One Bank® NASCAR® Credit Card
Rates & Fees
Advertiser Disclosure

More about Credit One Bank® credit cards...

Credit One takes pride in delivering excellent customer service and their customers are taking notice. Credit One is proud to maintain an A+ rating from the Better Business Bureau. Credit One Bank, N.A. is a national bank chartered by the Office of the Comptroller of the Currency.

Headquartered in Las Vegas, Nevada, Credit One Bank began its operations in 1984 from San Rafael, California. The Bank relocated to Las Vegas in 1998. In 2002, the current arc logo design was adopted. Credit One Bank's logo visually represents the connection between the Bank and their customers together on a path to a positive credit future.

*See online credit card application for details on the terms and conditions.


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Advertiser Disclosure

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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