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Net First Platinum

Any Credit Welcome

  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Credit Line $750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR 0% APR
Monthly Fee See website for Details*
Credit Recommended Damage credit to Fair credit

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

*See Card for Details

CreditSoup - Consumer Connect

Any Credit Welcome

  • Cards for Every Credit Score
  • See if You're Pre-Qualified
  • Find The Best Credit Card for You. Compare Top Card Offers and Apply Online!
  • Get Personalized Credit Card Offers in Seconds. No Impact to Your Credit Score!
  • Compare Offers and Apply Today
Cost No Charge to find out if your Pre-Qualified
Credit Limit Based on the card you Pre-Qualify for
Card Types Cards for Every Credit Type

Total Select

Fair Credit

  • Total Select cardholders get FREE access to Credit Monitoring powered by TransUnion. Enroll Today!
  • $300 Credit Limit
  • Chip-Enabled Card for Added Security
  • Credit Limit Increase Possible After 12 Months
  • Reports Monthly to Major Credit Bureaus
  • Quick and Easy Approval Process
Regular APR 29.99% APR, compounded daily
Reports to Consumer Reporting Agencies Monthly to all 3 major bureaus
Annual Fee $75 Annual Fee, 1st year ($48 Annual Fee, after 1st year)
Cash Advance APR $10 or 3% Cash Advance Fee
Late Payment Fee $41 Late Payment Fee
Return Payment Fee $41 Returned Payment Fee

Extra Card

Any Credit Welcome

  • Extra is the first debit card that helps you build your credit and earns reward points.*
  • Earn up to 1% back** in redeemable reward points with every purchase and spend your points on everything from Apple Airpods to Beauty products in the legendary Extra Rewards store.
  • Extra is compatible with over 10,000+ banks* across the United States—keep your money where you want, while spending smarter with Extra.
  • No Credit Checks.
  • No Deposit Required.
  • No interest charges or surprises.
    *Please refer to Extra Card’s Terms of Service and Cardholder Agreement for additional details.
    **With Extra’s Credit Building + Rewards Plan
Minimum Deposit $0
Rewards Rate 1 Earn up to 1% in points**
Activation Fee $0
Annual Fee See Terms
Brand Name Mastercard
Checking Account Required Yes

Extra is a technology company. The Extra Debit Card is issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Mastercard USA. Extra reports on time and late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. Please refer to extra.app/policies for additional details.

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.