Capital One®

Established in 1995, Capital One has grown into a diversified bank with one of the most widely recognized brands in America. Capital One offers numerous credit cards to fit consumers’ needs, including rewards cards, competitive rate cards, student cards, secured cards and small business cards.

Check Pre-Approval on the Capital One® secure website.
Credit Recommended:
Good
Rewards Rate 1
1.5% Cash Back on every purchase, every day
Annual Fee
$0
Regular APR
29.99% (Variable)
Check Pre-Approval on the Capital One® secure website.
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Foreign Trans Fee
None
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • $0 Fraud Liability for unauthorized charges
Rates & Fees

Apply Now on the Capital One® secure website.
Credit Recommended:
Good
Rewards Rate 1
1.25 Miles per dollar on every purchase, every day
Annual Fee
$0
Regular APR
29.99% (Variable)
Apply Now on the Capital One® secure website.
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Foreign Trans Fee
None

Highlights

  • $0 annual fee and no foreign transaction fees
  • Earn 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
Rates & Fees

Check Pre-Approval on the Capital One® secure website.
Credit Recommended:
Good
Rewards Rate 1
3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
Annual Fee
$0
Regular APR
29.99% (Variable)
Check Pre-Approval on the Capital One® secure website.
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Foreign Trans Fee
None
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate

Highlights

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fee
  • No annual fee
  • You're covered by $0 Fraud Liability for unauthorized charges
Rates & Fees

Capital One Platinum Credit Card

Credit Recommended:
Average, Fair, Limited
Check Pre-Approval on the Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Annual Fee
$0
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Regular APR
29.99% (Variable)
Check Pre-Approval on the Capital One® secure website.
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Foreign Trans Fee
None
Credit Recommended
Average, Fair, Limited

Highlights

  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
See additional details for Capital One Platinum Credit Card
Rates & Fees

Capital One QuicksilverOne Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Check Pre-Approval on the Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Rewards Rate 1
1.5% Cash Back on every purchase, every day
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Regular APR
29.99% (Variable)
Check Pre-Approval on the Capital One® secure website.
Annual Fee
$39
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Foreign Trans Fee
None

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
Rates & Fees

Capital One Quicksilver Student Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on the Capital One® secure website.
Credit Recommended:
Average, Fair, Limited
Rewards Rate 1
1.5% Cash Back on every purchase, every day
Intro Rewards Bonus
Earn $50 Cash Back when you spend $100 in the first three months
Regular APR
19.99% - 29.99% (Variable)
Apply Now on the Capital One® secure website.
Annual Fee
$0
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Rates & Fees

Capital One Platinum Secured Credit Card

Credit Recommended:
Limited, Bad
Check Pre-Approval on the Capital One® secure website.
Credit Recommended:
Limited, Bad
Annual Fee
$0
Minimum Deposit
$49, $99 or $200
Regular APR
29.99% (Variable)
Check Pre-Approval on the Capital One® secure website.
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Foreign Trans Fee
None

Highlights

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
See additional details for Capital One Platinum Secured Credit Card
Rates & Fees

Check Pre-Approval on the Capital One® secure website.
Credit Recommended:
Limited, Bad
Rewards Rate 1
1.5% Cash Back on every purchase, every day
Annual Fee
$0
Regular APR
29.99% (Variable)
Check Pre-Approval on the Capital One® secure website.
Minimum Deposit
$200
Fraud Coverage
$0 Fraud Liability for unauthorized charges
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate

Highlights

  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
Rates & Fees

Capital One SavorOne Student Cash Rewards Credit Card

Credit Recommended:
Average, Fair, Limited
Apply Now on the issuer’s secure website.
Credit Recommended:
Average, Fair, Limited
Intro Rewards Bonus
Earn $50 Cash Back when you spend $100 in the first three months
Rewards Rate 1
3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
Regular APR
19.99% - 29.99% (Variable)
Apply Now on the issuer’s secure website.
Annual Fee
$0
Foreign Trans Fee
None
Fraud Coverage
$0 Fraud Liability for unauthorized charges

Highlights

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Rates & Fees

*See online credit card application for details on the terms and conditions.


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Editor’s Rating

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