USAA Credit Cards

USAA Bank offers a selection of military credit cards to choose from. USAA Bank competitive credit cards offer flexible rewards, no annual fees, and more.

Apply Now
USAA Rate Advantage Platinum Visa®
Annual Fee
$0
Balance Transfer
Yes*
Regular APR
8.15% to 25.15%
Apply Now on USAA Savings Bank secure website.
Credit Recommended
Fair to Good

Highlights

  • Enjoy our lowest rate card.
  • Pay no annual, penalty APR or foreign transaction fees.
  • Get travel and retail benefits.
See additional details for USAA Rate Advantage Platinum Visa®

Apply Now
USAA Secured Cards® American Express® Card
Annual Fee
$35*
Balance Transfer
Yes*
Regular APR
11.15% to 21.15%
Apply Now on USAA Savings Bank secure website.
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • It's not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • To join USAA, separated military personnel must have received a discharge type of Honorable. Eligible former dependents of USAA members may join USAA.

Apply Now
USAA Secured Card® Platinum Visa®
Annual Fee
$35*
Balance Transfer
Yes*
Regular APR
11.15% to 21.15%
Apply Now on USAA Savings Bank secure website.
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • It is not a debit or prepaid card.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • To join USAA, separated military personnel must have received a discharge type of Honorable. Eligible former dependents of USAA members may join USAA.
See additional details for USAA Secured Card® Platinum Visa®

Apply Now
USAA Cashback Rewards Plus American Express® Card
Annual Fee
$0*
Balance Transfer
Yes*
Regular APR
13.15% to 27.15%
Apply Now on USAA Savings Bank secure website.
Credit Recommended
Good to Excellent
Intro (Purchases)
N/A*
Intro (Balance Transfers)
N/A*

Highlights

  • Earn 5% cash back on up to $3,000 in gas and military base purchases annually on these categories combined.
  • Earn 2% cash back on up to $3,000 in supermarket purchases per year.
  • Earn 1% cash back on all other purchases with no cap.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

Apply Now
USAA Rewards™ Visa Signature®
Annual Fee
$0
Balance Transfer
Yes*
Regular APR
11.15% to 27.15%
Apply Now on USAA Savings Bank secure website.
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • No expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device.
See additional details for USAA Rewards™ Visa Signature®

Apply Now
USAA Rewards™ American Express® Card
Intro Period
N/A*
Annual Fee
$0
Balance Transfer
Yes*
Apply Now on USAA Savings Bank secure website.
Regular APR
11.15% to 27.15%
Credit Recommended
Good to Excellent

Highlights

  • Earn 2X points per dollar spent on gas and groceries with no caps.
  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • There’s no expiration date or caps on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
See additional details for USAA Rewards™ American Express® Card

Apply Now
USAA Preferred Cash Rewards Visa Signature®
Annual Fee
$0*
Balance Transfer
Yes*
Regular APR
13.15% to 27.15%
Apply Now on USAA Savings Bank secure website.
Credit Recommended
Good to Excellent

Highlights

  • Earn 1.5% cash back on your everyday purchases.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • There's no limit on the amount you can earn.
  • Enjoy no foreign transaction fees when you travel outside of the United States.

*See online credit card application for details on the terms and conditions.


As featured on:
Huffpost Inc Nasdaq


Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all card companies or all card offers available in the marketplace. CreditSoup may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.