USAA Credit Cards

USAA Bank offers a selection of military credit cards to choose from. USAA Bank competitive credit cards offer flexible rewards, no annual fees, and more.

Annual Fee
$0
Balance Transfer
Yes*
Regular APR
7.90% to 24.90%
Credit Recommended
Fair to Good

Highlights

  • Enjoy the lowest APR of any major bank in the U.S.
  • Same low rate for purchases, balance transfers and cash advances.
  • No foreign transaction fee.
  • USAA membership is available to active and former military and their eligible family members
See additional details for USAA Rate Advantage Platinum Visa®

Annual Fee
$35*
Balance Transfer
Yes*
Regular APR
10.90% to 20.90%
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
  • USAA membership is available to active and former military and their eligible family members

Annual Fee
$35*
Balance Transfer
Yes*
Regular APR
10.90% to 20.90%
Credit Recommended
Establishing/Rebuilding

Highlights

  • Best for members rebuilding or establishing credit.
  • Determine your own credit limit ($250 to $5,000) with an interest-earning CD.
  • No foreign transaction fees when you travel outside the United States.
  • USAA membership is available to active and former military and their eligible family members
See additional details for USAA Secured Card® Platinum Visa®

Annual Fee
$0*
Balance Transfer
Yes*
Regular APR
12.90% to 26.90%
Credit Recommended
Good to Excellent
Intro (Purchases)
N/A*
Intro (Balance Transfers)
N/A*

Highlights

  • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
  • Unlimited 1% cash back on all other purchases.
  • USAA membership is available to active and former military and their eligible family members

Annual Fee
$0
Balance Transfer
Yes*
Regular APR
10.90% to 26.90%
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
  • USAA membership is available to active and former military and their eligible family members
See additional details for USAA Rewards™ Visa Signature®

Intro Period
N/A*
Annual Fee
$0
Balance Transfer
Yes*
Regular APR
10.90% to 26.90%
Credit Recommended
Good to Excellent

Highlights

  • Earn one point for every dollar spent on your everyday purchases.
  • Earn 2X points per dollar on gas and groceries with no caps.
  • Get 2,500 bonus points with your first purchase.
  • Redeem points for cash, merchandise, gift cards and more.
See additional details for USAA Rewards™ American Express® Card

Annual Fee
$0*
Balance Transfer
Yes*
Regular APR
12.90% to 26.90%
Credit Recommended
Good to Excellent

Highlights

  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • USAA membership is available to active and former military and their eligible family members

*See online credit card application for details on the terms and conditions.