Poor Credit

Poor Credit

Card options in the poor credit category are typically narrower than those in the good or fair categories. In general, the credit score range for this category is between 501 and 580.** Consumers that qualify for cards in this category can expect to see higher APRs, higher fees, and limited rewards programs. However, if you make on-time minimum payments with all of your creditors and keep your account balances low relative to the credit limit you may be able to build, rebuild or re-establish your credit history.

Total Visa® Credit Card

  • Fast and easy application process; response provided in seconds
  • A genuine VISA Credit Card
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 29.99% $75.00 for the first year, $48 annually after that N/A Fair/Poor

Credit One Bank® Credit Card with Gas Rewards

  • Unlimited 1% cash back gas rewards
  • Rewards post to your account automatically each month
  • Get Pre-Qualified without affecting your credit score
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor/Bad

*See Card Terms & Conditions for Details

FasterMoney™ Visa® Prepaid Card

  • Get paid fast with free* direct deposit
  • No overdraft fees - spend only what you load
  • No credit check required (pending ID verification)
  • Get cash from a 24,000 fee-free ATM** network
  • Issued by MetaBank®, Member FDIC
Activation Fee Monthly Fee Direct Deposit Fee ATM Fee Credit Needed
$0 $3.95 or $0 with monthly $500 direct deposit load $0 $0 for MoneyPass ATM network (fees apply out of network) No Credit Check (pending ID verification)

*Other fees may apply, see website for details
**Fees may apply if out of network

Milestone Gold MasterCard®

  • Previous bankruptcy OK
  • Quickly pre-qualify with no impact to your credit score
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Choose your custom card design - Free
  • Free online account access – 24/7

A MasterCard credit card accepted at over 35 million locations.

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 23.9% $35 - $99* N/A Poor/Fair

*Dependent on credit worthiness

Credit One Bank® Credit Card – Online Monthly Credit Score Tracking Included

  • Free online monthly credit score tracking included
  • Automatic reviews for credit line increase opportunities
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score
  • Pick your payment due date to fit your schedule
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor

*See Card Terms & Conditions for Details

MyCreditCardMatch

  • Let us match you with a card offer
  • No-hassle card offer search
  • Free and easy card offer search

Looking for a card offer that matches your needs? Use our free and easy service to find your card offer match!

Start your card offer search here! Use our free and easy search and compare service to find a card offer that meets your needs. No matter what your credit history is, we’ll look for the card offer that matches your needs.

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* Any credit welcome

Credit One Bank® - Earn More Credit Fast

  • Automatic reviews for credit line increase opportunities
  • Keep an eye on your progress with free online monthly credit score tracking
  • Get Pre-Qualified for a Platinum Visa credit card
  • Earn 1% cash back on gas purchases and get more value with every gallon
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor

*See Card Terms & Conditions for Details

Next Millennium

  • Shop thousands of your favorite brands.
  • Enjoy a $1,000 Credit Line! To purchase popular brand name products exclusively at our online store.
  • No Credit Checks & No Credit Turndowns!

The Next Millennium Online Superstore is a members-only club for online shopping. Purchase your products now and enjoy our low monthly payments. Only $19.95 per month with a one-time enrollment fee.

Credit Line Regular APR Monthly Fee Credit Needed
$1000.00 0% APR N/A Damage credit to Fair credit

Credit One Bank® - Earn More Credit Fast

  • Automatic reviews for credit line increase opportunities
  • Keep an eye on your progress with free online monthly credit score tracking
  • Get Pre-Qualified for a Platinum Visa credit card
  • Earn 1% cash back on gas purchases and get more value with every gallon
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor

*See Card Terms & Conditions for Details

Net First Platinum

  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See Card for Details

Credit One Bank® Credit Card – Online Monthly Credit Score Tracking Included

  • Free online monthly credit score tracking included
  • Automatic reviews for credit line increase opportunities
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score
  • Pick your payment due date to fit your schedule
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor

*See Card Terms & Conditions for Details

Credit One Bank® Platinum Card

  • Get Pre-Qualified for a Platinum Visa credit card
  • Choose your card design from our premium gallery
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Email or text alerts to remind you when your payment is due
  • Zero fraud liability protects you from unauthorized charges
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor

*See Card Terms & Conditions for Details

Vast Platinum

  • 0% Financing on brand name products exclusively at our online store.
  • Low Monthly Payments!
  • Enjoy amazing benefits like 24/7 Roadside Assistance. Legal Assistance.
  • Low payments of only $19.95/mo.
  • No Credit Checks & No Credit Turndowns!

Enjoy a $1,000.00 Credit Line!

We won't check your credit and you will not be denied for bad credit. Buy Now... Pay Later! Purchase your products now and enjoy our low monthly payments.

Credit Line Regular APR Monthly Fee Credit Needed
$1,000.00* See website for Details* See website for Details* See website for Details*

Freedom Gold Card

  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See site for details

Horizon Gold – One Page

  • Guaranteed $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit Line Regular APR Monthly Fee Credit Needed Intro (Purchases) Intro (Balance Transfers)
$500 Limit 0% APR See website for Details* Damage credit to Fair credit N/A N/A

*See Terms & Conditions for Details

USAA Secured Cards® Platinum MasterCard®

  • It’s a real credit card that helps you build or improve your credit score.
  • The card is secured by an interest-earning CD that you establish and is guaranteed to grow.
  • Your credit can improve when you avoid going over your limit and make payments on time.
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.90% to 19.90%* $35* N/A* Establishing/Rebuilding

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

USAA Secured Cards® American Express® Card

  • It’s a real credit card that helps you build or improve your credit score.
  • The card is secured by an interest-earning CD that you establish and is guaranteed to grow.
  • Your credit can improve when you avoid going over your limit and make payments on time.
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.90% to 19.90%* $35* See website for Details* Establishing/Rebuilding

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

USAA Secured Card® Platinum Visa®

  • It’s a real credit card that helps you build or improve your credit score.
  • The card is secured by an interest-earning CD that you establish and is guaranteed to grow.
  • Your credit can improve when you avoid going over your limit and make payments on time.
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 9.90% to 19.90%* See website for Details* Yes* Establishing/Rebuilding

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

Fingerhut Credit Account

Fingerhut Credit Account (issued by WebBank)

  • Apply Today, Buy Today
  • Low monthly payments
  • Trusted brand names
  • No annual fees
  • No overlimit fees

You can build and grow your credit with Fingerhut by making all of your payments on time, every time. Paying off your balance early or paying more than the minimum monthly payments can result in accelerating that process.

Credit Line Regular APR Monthly Fee Credit Needed
See website for Details* See website for Details* None Poor/Fair/Good

*See online credit card application for details on the terms and conditions.

**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.




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