Poor Credit

Card options in the poor credit category are typically narrower than those in the good or fair categories. In general, the credit score range for this category is between 501 and 580. Consumers that qualify for cards in this category can expect to see higher APRs, higher fees, and limited rewards programs. However, if used responsibly, the cards in this category could be very helpful in improving a consumer’s credit score when payments are made on-time to all creditors and account balances are kept low relative to the credit limit.

Credit One Bank® Credit Card with Gas Rewards

  • 1% back on all gas purchases
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get pre-qualified without affecting your credit score
  • Make your first six payments on time and get a credit line increase
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 17.90%-23.90%(V) $35 - $99 N/A Poor/Bad

Credit One Bank® Credit Card – Online Credit Score Tracking Included

  • Keep an eye on your credit information with free online monthly credit score tracking
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score!
  • Email or text alerts to remind you when your payment is due
  • Get a credit line increase automatically after you make your first six monthly payments on time
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 17.90%-23.90%(V) $35 - $99 N/A Poor

MyCreditCardMatch

  • Let us match you with a card offer
  • No-hassle card offer search
  • Free and easy card offer search

Looking for a card offer that matches your needs? Use our free and easy service to find your card offer match!

Start your card offer search here! Use our free and easy search and compare service to find a card offer that meets your needs. No matter what your credit history is, we’ll look for the card offer that matches your needs.

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* Any credit welcome

Credit One Bank® Earn More Credit Fast

  • Make your first six payments on time and get a credit line increase
  • Get pre-qualified without affecting your credit score
  • Pick your payment due date to fit your schedule
  • Keep an eye on your progress with free online monthly credit score tracking
  • Email or text alerts to remind you when your payment is due
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 17.90%-23.90%(V) $35 - $99 N/A Poor

ACE Elite™ Visa(R) Prepaid Debit Card

  • Goodbye hidden fees
  • Goodbye long deposit holds
  • Goodbye confusing fee plans
  • Goodbye minimum balance

Click Here to check out the Pink ACE Elite™ Visa® Prepaid Debit Card.

Activation Fee Monthly Fee Direct Deposit Fee ATM Fee Credit Needed
See website for Details* See website for Details* No Fee $2.50 None/Poor/Fair

*See Card Terms & Conditions for Details

Net First Platinum

  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See Card for Details

Horizon Gold

  • Guaranteed $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See Terms & Conditions for Details

Freedom Gold Card

  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See site for details

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
11.99% $44 $2,000 Damaged/Fair

The First Progress Platinum Elite MasterCard(R) Secured Credit Card

  • No Credit History or Minimum Credit Score Required for Approval
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Nationwide Program though not yet available in NY, IA, AR, or WI
Regular APR Annual Fee Credit Line Credit Needed
19.99% $29 $2,000 Damage credit to Fair credit

*See Card Terms.

OpenSky® Secured Visa® Credit Card

  • Build Your Credit, with monthly updates to all 3 credit bureaus
  • Control Your Finances, start with a security deposit and credit line as low as $200
  • Apply in less than 5 minutes, NO credit check necessary
  • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
Regular APR Annual Fee Credit Line Credit Needed
17.50% variable APR $29 $200-$3000 at time of application Poor

1st Platinum Plus

  • Enjoy a Credit Line up to $3,500!
  • NO Credit Checks & No Credit Turndowns!*
  • Reports to a Major Credit Bureau!
  • 0% Financing & No Finance Fees - EVER!
  • Merchandise Price Guarantee!
  • Rewards: Incredible Member Benefits!

Apply today and receive up to $3,500 guaranteed credit line.*

We won’t check your credit - NO APPLICATIONS DENIED for BAD CREDIT!*

Credit Line Regular APR Monthly Fee Credit Needed
up to $3,500 See website for Details* See website for Details* Bad Credit to Fair Credit*

*See Terms and Conditions

*See online credit card application for details on the terms and conditions.




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