Poor Credit

Poor Credit

Card options in the poor credit category are typically narrower than those in the good or fair categories. In general, the credit score range for this category is between 501 and 580.** Consumers that qualify for cards in this category can expect to see higher APRs, higher fees, and limited rewards programs. However, if you make on-time minimum payments with all of your creditors and keep your account balances low relative to the credit limit you may be able to build, rebuild or re-establish your credit history.

First PREMIER® Bank Credit Card

  • Have a checking account? Apply today!
  • Apply today, and if approved, pay a Processing Fee and you can access your available credit.
  • Check out this sleek card design!
  • Our application is easy and confidential.
  • We provide responses in 60 seconds or less.
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A See website* See website* N/A Fair/Poor

Credit One Bank® Credit Card with Gas Rewards

  • Earn unlimited 1% back on gas purchases with this card
  • Rewards post to your account automatically each month
  • Get Pre-Qualified without affecting your credit score
  • Make your first six payments on time and get an opportunity for a credit line increase
  • Free online monthly credit score tracking included
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor/Bad

*See Card Terms & Conditions for Details

First PREMIER® Bank Classic Credit Card

  • Have a checking account? Apply today!
  • Don't be fooled by debit and prepaid offers - this is a real credit card offer
  • Reports your credit history to the major Consumer Reporting Agencies
  • Is there a credit card in your wallet? Apply now!
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A See website* See website* N/A Fair/Poor

Credit One Bank® Credit Card – Online Monthly Credit Score Tracking Included

  • Keep an eye on your credit information with free online monthly credit score tracking
  • Get Pre-Qualified for a Platinum Visa credit card
  • Email or text alerts to remind you when your payment is due
  • Automatic reviews for credit line increase opportunities
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor

*See Card Terms & Conditions for Details

MyCreditCardMatch

  • Let us match you with a card offer
  • No-hassle card offer search
  • Free and easy card offer search

Looking for a card offer that matches your needs? Use our free and easy service to find your card offer match!

Start your card offer search here! Use our free and easy search and compare service to find a card offer that meets your needs. No matter what your credit history is, we’ll look for the card offer that matches your needs.

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See website for Details* See website for Details* See website for Details* See website for Details* See website for Details* Any credit welcome

Credit One Bank® Earn More Credit Fast

  • Make your first six payments on time and get an opportunity for a credit line increase
  • Get Pre-Qualified without affecting your credit score
  • Pick your payment due date to fit your schedule
  • Keep an eye on your progress with free online monthly credit score tracking
  • Email or text alerts to remind you when your payment is due
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A* N/A* 17.90%-23.90% (Variable)* $35 - $99* N/A* Poor

*See Card Terms & Conditions for Details

ACE Elite™ Visa(R) Prepaid Debit Card

  • Goodbye hidden fees
  • Goodbye long deposit holds
  • Goodbye confusing fee plans
  • Goodbye minimum balance

Click Here to check out the Pink ACE Elite™ Visa® Prepaid Debit Card.

Activation Fee Monthly Fee Direct Deposit Fee ATM Fee Credit Needed
See website for Details* See website for Details* No Fee $2.50 None/Poor/Fair

*See Card Terms & Conditions for Details

Net First Platinum

  • No Credit Check
  • Fast Online Application
  • Always 0.0% APR
  • Instant Approval

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See Card for Details

Freedom Gold Card

  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See site for details

Horizon Gold

  • Guaranteed $500 Credit Line*
  • No Credit Check
  • Fast Online Application
  • Bad Credit - OK

Our fast and easy application could be just what you need. A $500 credit line could be available to you faster than you ever thought possible.

Credit Line Regular APR Monthly Fee Credit Needed
$500 Limit 0% APR See website for Details* Damage credit to Fair credit

*See Terms & Conditions for Details

First Progress Platinum Prestige MasterCard® Secured Credit Card

  • No Credit History or Minimum Credit Score Required for Approval
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
11.99% $44 $2,000 Damaged/Fair

primorTM Secured Visa Classic Card

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*
    *See application for additional details
Regular APR Annual Fee Credit Line Credit Needed
13.99% $39 up to $5000 Damaged/Fair

primorTM Secured Visa Gold Card

  • Fast, easy application process
  • NO PROCESSING OR APPLICATION FEES!
  • LOW FIXED INTEREST RATES WITH NO PENALTY RATE!
  • REPORTS TO ALL THREE NATIONWIDE CREDIT BUREAUS
  • Guaranteed Approval*
  • As Long As Your Monthly Income Exceeds Your Monthly Expenses By $100 or More!*

*See application for additional details

Regular APR Annual Fee Credit Line Credit Needed
9.99% $49 up to $5000 Damaged/Fair

First Progress Platinum Select MasterCard(R) Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
14.99% $39 $2,000 Damaged/Fair

OpenSky® Secured Visa® Credit Card

  • Build Your Credit, with monthly updates to all 3 credit bureaus
  • Control Your Finances, start with a security deposit and credit line as low as $200
  • Apply in less than 5 minutes, NO credit check necessary
  • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
Regular APR Annual Fee Credit Line Credit Needed
17.50% variable APR $29 $200-$3000 at time of application Poor

The First Progress Platinum Elite MasterCard(R) Secured Credit Card

  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard(R) Secured Credit Card
  • Nationwide Program though not yet available in NY, IA, AR, or WI
    *See Card Terms.
Regular APR Annual Fee Credit Line Credit Needed
19.99% $29 up to $2,000 Damage credit to Fair credit

First PREMIER® Bank MasterCard® Credit Card

  • Must have checking account to qualify
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • Reports to the major Consumer Reporting Agencies
  • Easy Application process!

First PREMIER Bank: helping make credit happen

First PREMIER Bank: helping make credit happen

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A See website* See website* N/A Fair/Poor

First PREMIER® Bank Gold Credit Card

  • Must have checking account to qualify
  • A credit card offer for those with less than perfect credit!
  • A manageable credit limit can help you stay in control.
  • Go for the Gold! Apply now!

A Gold credit card offer for those with less than perfect credit.

A Gold credit card offer for those with less than perfect credit.

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A See website* See website* N/A Fair/Poor

Centennial® Classic Credit Card

  • Have a checking account? Apply today!
  • Your $150.00 Security Deposit remains yours if you close your account with a $0.00 balance.
  • If approved, your security deposit will double your credit limit.
  • Reports monthly to the major Consumer Reporting Agencies.
  • Credit card responses in 60 seconds or less.
  • Yes, you can be considered for a credit card. Check it out!

Here’s a credit card opportunity too good to pass up. Apply today!

Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A See website* See website* N/A Fair/Poor

PREMIER Possibilities® Credit Card

  • Checking Account Required
  • Do you have less than perfect credit? Here's an offer for you!
  • Join more than 2 million cardholders.
  • Get a credit card response in seconds!
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A See website* See website* N/A Fair/Poor

PREMIER Forward® MasterCard® Credit Card

  • Checking Account Required
  • This is a credit card, not a debit card or prepaid card
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • First PREMIER Bank may approve you when other issuers will not
Intro Rate Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A See website* See website* N/A Fair/Poor

*See online credit card application for details on the terms and conditions.

**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.




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