Poor Credit

Card options in the poor credit category are typically narrower than those in the good or fair categories. In general, the credit score range for this category is between 501 and 580.** Consumers that qualify for cards in this category can expect to see higher APRs, higher fees, and limited rewards programs. Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.

First Access Visa® Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
N/A
Credit Needed
Fair/Bad

Highlights

  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Checking account required
  • Issued by Mid America Bank & Trust Company, founded 1920, Member: FDIC

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.


Total Visa® Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
N/A
Credit Needed
Fair/Bad

Highlights

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus

Credit One Bank® Visa® with Credit Line Increase Reviews

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Poor/Bad

Highlights

  • Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
  • See if you're Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Automatically earn 1% cash back when you buy gas or groceries. Terms apply.
  • Flexible payment date to assist you in making your payments on time.

Rushcard

Activation Fee
See website for Details*
Monthly Fee
See website for Details*
Direct Deposit Fee
See website for Details*
ATM Fee
See website for Details*
Credit Needed
See website for Details*

Highlights

  • Tax Refund up to 2 weeks sooner through Direct Deposit
  • No Fees to use a RushCard, now through February 29, 2016!
  • A card that is safe to use online and in stores everywhere Visa debit cards are accepted
  • RushCard meets the Visa Clear Prepaid standards for clearly communicated fees & great consumer protections

See Site Terms and Conditions


Milestone Gold MasterCard®

Intro Rate
N/A
Intro Period
N/A
Regular APR
23.9%
Annual Fee
$35 - $99*
Balance Transfer
N/A
Credit Needed
Poor/Bad

Highlights

  • Previous bankruptcy OK
  • Quickly pre-qualify with no impact to your credit score
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Choose your custom card design - Free
  • Free online account access – 24/7

A MasterCard credit card accepted at over 35 million locations.

*Dependent on credit worthiness


FasterMoney™ Visa® Prepaid Card

Activation Fee
$0
Monthly Fee
$3.95 or $0 with monthly $500 direct deposit load
Direct Deposit Fee
$0
ATM Fee
$0 for MoneyPass ATM network (fees apply out of network)
Credit Needed
No Credit Check (pending ID verification)

Highlights

  • Get paid fast with free* direct deposit
  • No overdraft fees - spend only what you load
  • No credit check required (pending ID verification)
  • Get cash from a 24,000 fee-free ATM** network
  • Issued by MetaBank®, Member FDIC

*Other fees may apply, see website for details
**Fees may apply if out of network


Surge MasterCard® Credit Card

Intro Rate
N/A
Intro Period
N/A
Regular APR
See Terms
Annual Fee
See Terms
Balance Transfer
See Terms
Credit Needed
Fair/Poor

Highlights

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that MasterCard® is accepted
  • Free online account access 24/7
  • Checking Account Required

Credit One Bank® - Earn More Credit Fast

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Poor

Highlights

  • Find out if you Pre-Qualify without affecting your credit score
  • This is a fully unsecured credit card with no deposit requirement
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • 1% cash back on gas & groceries, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due

Next Millennium

Credit Line
$1000.00
Regular APR
0% APR
Monthly Fee
N/A
Credit Needed
Damage credit to Fair credit

Highlights

  • Enjoy a $1,000 Credit Line!
  • No Credit Checks & No Credit Turndowns!
  • Buy Now...Pay Later!
  • Low Monthly Payments!

Progress Credit

Regular APR
See website for Details*
Annual Fee
See website for Details*
Credit Line
See website for Details*
Credit Needed
See website for Details*

Highlights

  • Get both a Secured MasterCard® and an Unsecured VISA® Credit Card from our trusted partners with this unique program
  • The Secured Card offered by our partners at First Progress requires no credit history or minimum score for approval
  • The unsecured VISA card does not require perfect credit; our partners at First Access Card may approve you when others won’t
  • Open accounts with both VISA and MasterCard so you’ll always have access
  • Both accounts report activity separately to all three Credit Bureaus every month
  • Both cards are genuine credit cards with security protections and nationwide acceptance
  • Apply for both cards – or either card separately – the choice is up to you!

Credit One Bank® Platinum Visa® for Building Credit

Intro Rate
N/A
Intro Period
N/A
Regular APR
15.65% - 24.15% Variable
Annual Fee
$0 - $99
Balance Transfer
N/A
Credit Needed
Poor

Highlights

  • See if you Pre-Qualify without harming your credit score
  • 1% cash back on gas & groceries, terms apply
  • This is a fully unsecured credit card with no deposit requirement
  • Flexible payment date to assist you in making your payments on time
  • Automatic reviews for credit line increase opportunities

Freedom Gold Card

Credit Line
$500 Limit
Regular APR
0% APR
Monthly Fee
See website for Details*
Credit Needed
Damage credit to Fair credit

Highlights

  • $500 Unsecured Credit Limit
  • Guaranteed Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK

You are pre-approved for a $500 unsecured credit line with the Freedom Gold Card! Sign up now, our application process is fast and easy.

*See site for details

*See online credit card application for details on the terms and conditions.

**FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.