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Loan Payment calculator will give you the approximate payment per month, total of all payments, and total interest paid.
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*The calculators found on this website are not guaranteed to be applicable to your particular set of circumstances.
Can anyone get a copy of my credit report?
No, some individuals and businesses are allowed, for business reasons, to obtain credit reports on people other than themselves, but there are strict laws and penalties in place to ensure that this privilege is not abused.
How much will it cost me to obtain a copy of my credit report?
The cost of your credit report will vary upon which bureau you request it from and which state you live in.
What is a credit score?
A lender figures your credit score (FICO score) by taking your credit history and measuring it against a database of habits in the general borrowing population. That, in turn, determines whether your tendencies match those of borrowers who default on debt, declare bankruptcy or find themselves in various types of financial difficulties.
How long can I wait to pay a bill before it shows up on my credit report as being late?
Payments must be at least 30 days late before they can appear on your credit report. Since this is not a long period of time, it is best to pay your bills as soon as possible or in a timely manner after receiving them.
Are there laws that protect me from not getting the credit I deserve?
Credit can not be denied to you because of race, sex, color, religion, marital status, national origin, age (if you are over 18) or because you receive income from a public assistance program. Whether or not you can receive credit is judged solely on your past credit history, or in some cases, the history of your spouse or former spouse. You can find these rights outlined in the Equal Credit Opportunity Act.
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